Things That Landlords Consider When Leasing an Apartment
When screening potential tenants, landlords are forbidden by federal law from discriminating against race, gender, age or ethnic background, according to the Apartment Guide website. But a landlord may still ask permission to check your credit report and request references from you when you fill out a rental application. Knowing the things landlords consider when leasing an apartment helps to understand why he is asking for personal information.
Credit Score
One of the things that a prospective landlord is looking for when pulling your credit report is your credit score and your credit history. Signing an apartment lease is an investment risk for the landlord. She is taking the risk that you will pay your rent every month and live up to your end of the agreement. A low credit score, or a history of late payments on credit accounts, or an eviction could indicate to the landlord that you may be a bad rental risk.
Previous Addresses
A rental application contains specific areas where you can indicate your previous addresses. The landlord wants to ensure that you are not the kind of tenant who would sign a lease and then leave town. Consequently, the landlord uses your credit report as a means of checking the accuracy of the previous address information you provided on the application. If the credit report indicates that you move around a lot but your application does not, then the landlord may believe the credit report and deny you the apartment.
Criminal Record
A rental application will commonly ask information about your criminal record. It is best to outline the particulars of your criminal record because the landlord may run a background check to confirm or deny your information, according to the Apartment Guide website. If you lie about your criminal record, the landlord might not trust you, which can cost you the apartment. Even if you are honest about your criminal record -- if you have one -- the landlord may still deny your application. Conversely, the admission may prompt the landlord to request further information about the criminal record before making a final decision.
References
There are two kinds of references that landlords like to use: personal and business references. Personal references let the landlord know if you have ever had problems in other places you have lived, whether you tend to be a loud and annoying tenant and if you are an easy person to get along with. The business references are used to determine if you are responsible with money and are able to hold a steady job.
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