Can I Apply for Low-Income Housing Online in Michigan?
The cost of housing can strain an already tight household budget. For Michigan residents who are struggling to pay rent and utilities each month, the Housing Choice Voucher Program may provide much needed assistance. Long waiting lists are common for the program; however, the program offers safe and affordable housing for families that meet basic eligibility criteria. An applicant must apply through one of the county housing agents.
Housing Choice Voucher Program
The Housing Choice Voucher Program, formerly known as Section 8 housing, offers rental assistance to low- and moderate-income households. The program is a federal program that is administered by the individual states. The voucher program allows qualified households to obtain housing in apartment complexes devoted entirely to program recipients or in private housing that has been approved by the U.S. Department of Housing and Urban Development (HUD).
How to Apply
An applicant for rental assistance through the Michigan Housing Choice Voucher Program cannot apply online. Each county in Michigan has a housing agent office. There is frequently a long waiting list for low-income housing assistance in Michigan. Because of the high demand, the county where you wish to apply may not currently be accepting applications for the waiting list. In order to find out whether applications are currently being accepted, an applicant must contact the housing agent in the county where she lives (mshdahousing.org/infomap). If the waiting list is open, you must apply through the county housing agent.
General Eligibility
There are a number of general eligibility requirements that apply to all applicants and family members that will be residing in the apartment or home. All residents must be U.S. citizens or eligible noncitizens. A criminal background check will also be done on all residents, and any convictions may affect your eligibility. Household income is also an important part of the eligibility process. The household income may not exceed 50 percent of the median family income for the metropolitan area or county in which the application is made. Federal law, however, requires 75 percent of the available housing to be occupied by households who have income below 30 percent of the median income for the area.
Assistance Amount and Preferences
The amount of rental assistance you receive will depend on a variety of factors. A family cannot pay more than 40 percent of its adjusted gross income for rent under the program. In most cases, a family will pay considerably less. Usually, a family pays 30 percent of its adjusted gross income for rent and utilities. Housing agents are allowed to set preferences. Families that are homeless or paying more than 50 percent of their income for rent, for example, may be given a preference that allows them to move ahead on the waiting list.
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