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Low Income Houses in Taylor, Michigan

Low Income Houses in Taylor, Michigan

Finding low income housing in Taylor, Michigan is challenging. As with the rest of the country, waiting lists are long and, in some cases, closed for new applications. The U.S. Department of Housing and Urban Development (HUD) has various rental assistance programs administered by the local Public Housing Agency (PHA), which ensures low income housing units comply with health and safety standards. It's necessary to apply for rental assistance to qualify for the low income homes available.

How it Works

    The housing voucher system is a sub-program of Section 8 that provides rental assistance. Families with an income of less than 50% of the median income for the area are eligible to apply. The program pays the difference between 30% of the family's household income and the Fair Market Rent (FMR), which is calculated based on the price of rentals in Taylor. The PHA pays its share of the rent directly to the landlord, and you're responsible for paying your portion.

Finding a Low Income Home

    The Taylor PHA has a database of low income homes available in the area, but the waiting period to get one of these properties is fairly long. With a Section 8 housing voucher, you can approach private landlords and apply to rent their properties. If they accept you as a tenant, the PHA will pay the subsidized portion of the monthly rent once they're inspected and approved. Some approved Section 8 properties advertise independently when they have units available, and you can apply directly to them instead of joining the waiting list.

Getting Rental Assistance

    Michigan has a number of public housing commissions available to help you with housing issues. At the Taylor Housing Commission office, you'll be required to submit a written application that includes the names and personal information of everyone who'll be living in the home, your current address and your contact details. A credit and reference check will be done, so bring the names and telephone numbers of former landlords, and also have proof of income as well as a budget that shows your monthly expenses and whether you can afford your portion of the rent.

After Moving In

    Once you've moved into your home, the Taylor PHA will conduct a yearly inspection to see whether you're maintaining the premises in a good condition. Failure to do so could cause you to lose your rent subsidy. Also be sure you notify the agency if your situation changes during the period of the lease.


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