Low Income Independent Living in South Carolina

Independent living communities serve as an alternative to nursing homes and assisted living facilities. Disabled or elderly adults are able to lead an independent lifestyle, requiring limited assistance. If you have a limited income in South Carolina, independent living facilities are apartments that typically offer services to residents, such as medical and transportation, but the tenant decides whether or not to use the services.

Low-Income Facilities

    Some South Carolina independent living facilities are offered exclusively to people with an income between a specified amount. HUD may provide funding to keep rental rates law. For example, in Columbia S.C., Lakeside Apartments offers reduced rent as part of the HUD Affordable Senior Housing program. In other cases, the IRS may help keep rent affordable. The residents generally pay a lower rental rate than the market rent, while the property owner receives a tax break. The tax credit program, referred as the "federal low-income housing tax credit program," is an affordable housing program established in 1987.

Section 8 Vouchers

    Section 8 housing vouchers are federal benefits distributed by your local South Carolina Housing Authority. The goal is to provide safe, affordable housing to low-income individuals and families in the private housing market. Many apartment communities and private landlords are willing to accept Section 8 housing vouchers. Once approved for Section 8, you are free to choose any property that meets the guidelines. There may be long waiting lists. Consider applying at multiple PHAs.

Subsidized Apartments

    Subsidized apartments supported by the government are designed to provide affordable living accommodations for low-income residents. Rent is based on your income. HUD enables apartment communities throughout the state to offer reduced rent to tenants. The South Carolina HUD website allows you to search for a subsidized apartment by location, number of bedrooms, type of apartment or by the name of the complex. Complete contact information is provided. These apartments may have waiting lists. You will need to contact the apartment complex to apply for housing.

Public Housing

    You can contact your local PHA to apply for public housing. For instance, Cayce Housing Authority has units in four different housing communities, some designated for seniors and disabled residents only. Depending on your income, you may be charged the flat rate fee or a percentage of your income. At the time of this publication, flat rate rent is $281 a month for a unit. Income-based rent is at least $50 a month. You can apply by visiting the PHA or local City Hall.



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