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How to Get an Apartment With Bad Credit in York, Pennsylvania

York, Pennsylvania, lies south of Harrisburg and had an estimated population of 40,454 in 2009, according to the U.S. Census Bureau. The Census Bureau reported that 53 percent of households in York rented in 2000, compared to 29 percent in all of Pennsylvania and 34 percent for the entire U.S. The population density in York supports its high ratio of renters to owners. The city of York encompasses 5 square miles and has a population density of 7,858 persons per square mile. Some apartment communities in York use property management companies that have established parameters for qualifying prospective tenants based on credit scores, while private owners may have more flexible standards for credit status.

Instructions

    1

    Find apartments or apartment communities where credit scores are less important to the owner or manager. Sometimes all the landlord wants is to make sure you have a solid job and work history.

    2

    Ask previous landlords or management companies to write a letter indicating that you paid the rent on time each month if your rental payment history does not show up on your credit report. Future landlords also like to know that you treated the prior rentals with respect. If your rental history is on your credit report and you always paid on time, point that out to the property manager or owner to assure her that you paid your rent on time and left the rental in good condition.

    3

    Be prepared to pay more for deposits. Apartment communities in York typically require a larger deposit when renting to people with bad credit. If the apartment community is running specials, you may not qualify for these incentives because of bad credit.


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