Kentucky Housing Assistance Tenant Certification
In Kentucky as in other U.S. states, low-income renters are eligible for rental subsidies provided through Section 8 by the Department of Housing and Urban Development (HUD). Section 8 provides two pathways of rental assistance: tenant-based and project-based housing vouchers. Vouchers are administered periodically through public housing agencies (PHAs) to eligible applicants drawn from their waiting list.
Application
Tenant-based rental assistance allows eligible renters to rent the dwelling of their choice, supported by housing choice vouchers. Recipients of these vouchers will typically have to pay no more than 30 percent of their income toward rent, with HUD subsidies paying the remaining sum. This form of aid can involve a waiting list and an extensive application process.
The Section 8 program is administered by a number of local, county and state public housing agencies. The largest such group in Kentucky is the Kentucky Housing Corporation (KHC), which serves 87 of the state's 120 counties. (For a list of PHAs in each Kentucky county, see the Resources section.)
Waiting List
Each year, the Kentucky Housing Corporation's waiting list is open for the months of July and January. During these two months, KHC accepts preapplications for rental assistance and adds families to its waiting list. Applications are designed by each agency and not standardized by HUD, so prospective families should directly contact the agency that serves the area where they plan to live.
Approval
When new HUD vouchers are appropriated, the PHA will notify candidates at the top of the waiting list to begin the process of eligibility verification and housing selection. Some PHAs will use a lottery system or preference criteria for family selection, so waiting times may vary widely. However, the process can take years for some families. Once accepted, the PHA may schedule an appointment for the approved candidate to meet with a staff member to discuss the terms of the rental aid. Before vouchers may be granted, the agency must conduct an inspection of the prospective rental unit to ensure that it meets HUD standards for safe conditions.
Once approved, each Section 8 recipient will be subject to annual property inspection and information review for as long as the family is in need of assistance. Vouchers are tied to the recipient and not the property, so the family can apply them to future rental units as well.
Restrictions
There are certain restrictions in Kentucky that may affect eligibility for Section 8 rental assistance. Applicants must meet income and asset requirements. An applicant is disqualified by violent or drug-related criminal convictions in the past three years, or if any member of the household has been convicted of manufacturing or possessing methamphetamine in a Section 8 property.
Project-Based Assistance
One alternative to the traditional housing choice voucher application process is project-based rental vouchers. In this case, HUD funding is paid directly to the owner of a particular housing project on behalf of the tenant. The PHA will pay the difference between the rental rate and 30 percent of the family's income. Upon request, PHAs will refer an eligible family already on its waiting list to properties that participate in project-based voucher assistance. However, not every PHA administers this type of voucher.
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